Be there for your employees when they need it most.We are a financial benefits company that provides secure salary loans in 24 hours.

Empower Your Employees

We give your people financial options for peace of mind to improve work productivity

Be an Employer of Choice

Stand out by providing an environment of stability and confidence

Encourage Financial Fitness

We teach employees to take control of their financial future

Empower Your EmployeesWe give your people financial options, with peace of mind, they can be more productive

  • Quick and easy 1 minute application.

  • Money in your payroll account within 24 hours.

  • Loan from your mobile phone anywhere, anytime

Be an Employer of ChoiceStand out by providing an environment of stability and confidence

  • Increase employee retention and minimize turnover.

  • Jumpstart your employee financial benefit program with flexible salary deducted loans.

  • We work with you to create better and safer loan limits.

Encourage Financial FitnessWe teach your employees to take control of their financial future.

  • Scheduled seminars on basic budgeting.

  • Learn how to manage and take advantage of credit.

  • Build credit history to qualify for future incentives.

What Sets Us Apart

Free from hidden fees

Free from transaction fees

Free from pre-payment fees

Free from risk to the company

Free from processing fees

Free from tedious HR processing

LightCreated with up with companies in various growth stages to provide financial benefits to their growing labor force. We provide a secure, stable and convenient platform for employees to access salary-deducted micro loans, while giving our partners a vital and reliable employee benefit with zero cost incurred

"Employees take into consideration companies with lending programs when they are applying for a job."

- HEAD Hunter

"Employees get to focus more on their jobs since they do not have to worry about borrowing from informal lenders that charge too high interest rates that they can't afford to pay."


"I don't have to wait 1 week to get approved and another week to get my money. I get it when I need it."

Sign up and enroll your Company with Pahiram® today!Please prepare your company information and documentsYou can offer financial benefits to your employees who need it most.
Coming back to continue enrollment?